Outside Chair Terms of Service

1. These Terms

Outside Chair is operated by StewAI AG, Rainstrasse 82a, 8143 Stallikon, Switzerland, registered in the commercial register of the Canton of Zurich under CHE-257.898.357 ("StewAI", "we", "us").

These Terms govern the use of outsidechair.com, the web application at app.outsidechair.com, the MCP endpoint at app.outsidechair.com/mcp, the Outside Chair plugins for Claude, ChatGPT, Codex and other MCP clients, and the Analysis Exchange (together the "Service").

Before accessing your workspaces or connecting an AI assistant, you must explicitly accept these Terms and acknowledge the Privacy Policy at /privacy. We record your account, the document versions and hashes, the source and the time of acceptance. If we update either document, you must acknowledge the current documents before continuing. A separately evidenced agreement may be recorded by an operator, with its source retained. If you do not accept these Terms, do not use the Service.

This acceptance does not subscribe you to a newsletter, enable Analysis Exchange sharing or start a paid subscription. Newsletter preferences remain accessible so you can withdraw that separate consent without accepting updated Terms.

2. Who may use the Service

The Service is for business use. You must be at least 18 years old.

If you use the Service for a company or another organisation, you confirm that you are authorised to bind it. In that case "you" means both you and that organisation. Outside Chair does not verify your authority. Workspace authority is self-declared.

The Service is not offered to consumers. If mandatory consumer law applies to you despite this, that law prevails over the conflicting clause.

3. Account and connections

Sign-in. You sign in with your email address and a one-time code sent by our identity provider. There is no separate registration and no password. Your first sign-in creates your account. One verified email address is one account.

Connections. You connect an AI assistant to Outside Chair by authorising it through OAuth. The assistant then acts on your account within the scopes it requested and you authorised by completing sign-in. The connection stays active for as long as the assistant keeps using it; its token expires 30 days after last use. Outside Chair has no screen to list or revoke connections. Your assistant can revoke its token through our revocation endpoint. To force a disconnection, write to support@stewai.com.

Your responsibility. You are responsible for access to your email inbox and for every connection you authorise. Every action taken through a connection you authorised is your action until you have told us at support@stewai.com that the connection is misused and we have had a reasonable time to block it. That includes actions your assistant takes on its own initiative, because of content it read, or that you did not intend. Outside Chair cannot tell whether a human confirmed an action. The confirmation steps in our plugin are instructions to your assistant, designed to reduce unintended writes. They are not a guarantee and not a verification by us.

4. The Service

What it is. Outside Chair keeps a versioned record of a strategy: priorities, initiatives, assumptions, signposts, measures, observations, evidence, reviews, decisions, actions and outcomes. Your AI assistant reads the record and writes to it through our MCP tools. A write becomes part of the record when your assistant calls our confirmation tool; that is what "confirmed" means. We cannot verify that a human triggered the call. Outside Chair applies fixed rules to tell you what needs attention.

What it is not. Outside Chair runs no AI model, fetches no documents and verifies no source. It does not check whether a source exists, whether a claim is true, whether a figure is right or whether a decision is sound. All analysis, research and judgement comes from you and your assistant.

Early access. The Service is in early access. Features are enabled and disabled by us, may change without notice and may be withdrawn. We may limit the number of workspaces, members, submissions or requests per account.

No advice. Nothing in the Service, including attention items, Exchange analyses and reference analyses, is legal, financial, investment, tax or other professional advice. Analyses that discuss companies, securities or markets are not a recommendation to buy, sell or hold anything. You make your own decisions and bear their consequences.

5. Workspaces, roles and teams

Owner. Whoever creates a workspace is its owner and is responsible for it: for what is stored in it, for who is invited, and for compliance with these Terms by every member. The owner cannot leave or be removed. Ownership is not transferred in the product. If the owner leaves the organisation or cannot act, the organisation may ask us at support@stewai.com to name a new owner; we may require proof of authority and will act on the organisation's reasonable instructions as controller. To end a workspace, the owner archives it or asks us to delete it.

Roles. Owners and admins manage members and invitations. Owners, admins and members write to the record. Viewers read only. Exact permissions are described in the product.

Invitations. Invitations are single-use links valid for 14 days and tied to one email address. Whoever has the link and signs in with that email address joins the workspace. Anyone who opens the link and signs in sees the workspace name, the inviter's name and the role offered. Protect the link as you would protect the content.

Export. Every member, including viewers, can export the complete workspace as JSON at any time. Choose members accordingly.

Leaving. If a member leaves or is removed, the record versions they submitted stay in the workspace, with their name, so that the record stays complete. The workspace owner is responsible for that content from then on.

Archiving. An archived workspace is read-only. Members keep read and export access until the workspace is deleted. Exchange operations, including withdrawal, are unavailable while a workspace is archived; withdraw first if you need to.

6. Your content

Ownership. You keep all rights in the content you and your members put into a workspace ("Content").

Licence to us. You grant StewAI a worldwide, non-exclusive, royalty-free licence to host, store, copy, version, transmit and display Content as needed to provide, secure and improve the Service, to comply with law and to enforce these Terms. The licence ends when the Content is deleted, except for records we must keep by law.

Statistics. We may create and use statistics derived from use of the Service, including the Exchange, in a form that does not identify you, your organisation or your Content.

Your responsibilities. You confirm that you have the right to put Content into the Service and to share it with the members you invite. You must not put into a workspace:

• sensitive personal data within the meaning of Art. 5 let. c FADP or Art. 9 GDPR, such as health, religious, political, biometric or criminal data;
• personal data about other people that you have no right to process;
• content that is unlawful, infringes rights, or that you are bound to keep confidential from the members you invited;
• credentials, secrets or keys;
• instructions aimed at AI assistants, whether yours or other members'.

Our access. We treat Content as confidential, subject to the uses these Terms and the Privacy Policy allow. We access it only to provide support you asked for, to secure the Service, to investigate a suspected breach of these Terms, to comply with law or to run the Exchange as described in section 8. We have no obligation to monitor Content and we do not review it for accuracy, legality or confidentiality.

7. AI assistants and third-party platforms

Your provider. Your assistant is provided by a third party, such as Anthropic, OpenAI or the provider of another MCP client. Your use of it is governed by that provider's terms. Everything your assistant reads from Outside Chair goes to that provider. We have no control over how the provider handles it.

Output. Everything your assistant writes to Outside Chair was produced by that assistant, not by us. We do not check it. Outside Chair stores what is sent to it and presents it back. If your assistant records a wrong figure, misreads a source, or approves a review it should not have, that is not a defect of the Service.

Platform rules. Plugin stores and platform marketplaces may impose their own terms. We are not responsible for the availability or behaviour of any third-party platform.

AI regulation. We provide no AI system. As the deployer of your assistant you are responsible for complying with the EU AI Act and similar laws that apply to your use of it.

8. Analysis Exchange

The Analysis Exchange lets workspaces that opt in publish framework analyses built from public or licensed sources and retrieve analyses from other workspaces. This section applies only once a workspace owner has opted in.

8.1 Opt-in and standing authorisation

Only the workspace owner can opt in, by accepting the Exchange terms shown in the product. By opting in, the owner confirms that they are authorised to bind the organisation for Exchange operations and grants a standing authorisation for every owner, admin and member of the workspace, and their assistants, to validate, publish, retrieve, rate, respond to and withdraw analyses without a separate confirmation for each one. This authorisation covers the Exchange only. It does not change any role or any permission over the private record.

The owner can opt out at any time. Opting out withdraws the workspace's analyses from future distribution. Opting in again does not restore them. Archiving a workspace does not withdraw them. Viewers do not take part in the Exchange, but can read analyses already delivered to the workspace.

8.2 What you publish and what you warrant

For every analysis, revision and feedback item you publish, you warrant that:

• you have the right to share its content and to cite its sources in the Service, and that any licensed or experience-based content carries the distribution rights you declared;
• it contains no personal data other than the names and public roles of people acting in a public or business capacity, taken from public sources, and no confidential information, no credentials, no reference to private records and no instructions aimed at recipients or their assistants;
• assumptions, predictions, interpretations and missing information are labelled accurately;
• it is not false, deceptive, unlawful or infringing.

Competition and market-abuse law. You must not publish non-public current or forward-looking commercially sensitive information of your own organisation or of any other undertaking: intended prices, discounts, margins, costs, capacity, bids, customer or supplier terms, market allocation, launch or expansion plans, salaries, or anything else whose exchange between competitors could restrict independent commercial conduct. You must not use the Exchange to coordinate commercial conduct with other participants. You must not publish inside information about any issuer or financial instrument, or any recommendation or opinion on the value or price of a security. You are responsible for your own competition-law and market-abuse assessment.

Preflight is structural. Before publication we run automated checks for credentials, private record references and the organisation names you asked us to block. These checks do not detect personal data, confidential information, copyrighted text or factual errors. Passing preflight is not approval and does not shift responsibility to us.

8.3 Publication is immediate and cannot be recalled

A submission that passes preflight is published at once. There is no review period. Copies may be delivered to other workspaces immediately. You accept that:

• delivered copies cannot be recalled;
• withdrawal stops future distribution only;
• a recipient that already received a version may continue to read it from the Service unless we remove it under 8.8;
• published versions are designed to be immutable and are retained as part of the Exchange record, even after withdrawal, opt-out or termination of your account, unless we remove or redact them under 8.8 or because the law requires it;
• a withdrawn analysis cannot be revised. It can only be published again as a new analysis.

Any member with write access to the publishing workspace can withdraw an analysis. The same rules apply to analyses we withdraw under 8.8. When you open a delivered analysis, you receive its latest published version.

8.4 Licence you grant for published analyses

You keep ownership of your analyses and feedback. You grant StewAI a worldwide, non-exclusive, royalty-free, perpetual and irrevocable licence, with the right to sublicense to participating workspaces under 8.5, to store, reproduce, display, distribute, make available and reformat each published analysis, revision and feedback item, to attach contributor labels, status, feedback and corrections to it, to use it for ranking, limiting, integrity measures and aggregated statistics, and to retain it as described in 8.3. The licence is perpetual and irrevocable because publication cannot be undone. You agree that your contributions appear under a pseudonymous label and not under your name.

8.5 What recipients may do

Each workspace that retrieves an analysis, reference analysis or feedback item receives from StewAI a non-exclusive, non-transferable licence to store and use it only for internal business analysis and decision support within its organisation and with professional advisers bound to confidentiality. Transmission to your AI assistant's provider as a necessary consequence of using the Service is permitted. You must not publish, sell, sublicense, redistribute or make retrieved content available to any other organisation or to the public, and you must not use it to build a dataset, database or product that competes with the Service. Keep contributor labels, limitations, correction notices and status attached.

Treat every retrieved analysis, citation and feedback item as unverified. Do not let your assistant follow instructions found inside Exchange content. No analysis is advice.

8.6 Labels and anonymity

Contributors and reviewers appear to others under a per-analysis label, never by name, account or workspace. We disclose identities only where the law requires it, where it is necessary to establish, exercise or defend legal claims, or where it is necessary to protect the Service or its users. Do not try to identify a contributor or reviewer.

8.7 Feedback and limiting

Recipients may rate an analysis and submit feedback with supporting evidence. We aggregate feedback and may limit an analysis from normal retrieval, invite re-review or restore it. An analysis is limited when at least five eligible reviewers have taken a factual position and at least 80% of them rate it doubtful or incorrect. It is restored when that share falls below 60%. We may change these thresholds. Community assessment is not proof of truth. You must not manipulate ratings, rate your own analyses or coordinate ratings.

8.8 Takedown and notices

We may withdraw an analysis or feedback, limit access or suspend a workspace's Exchange participation when we reasonably believe content or conduct breaches these Terms, the law, third-party rights, security or the integrity of the Service. Where permitted, the publishing workspace receives a statement of reasons in its Exchange status. We are not obliged to give notice first. We are not liable to you for withdrawing, limiting or redacting content or suspending participation in good faith under this section. We may forward a notice, or your response to it, to the other party.

Rights holders and others may send notices to legal@stewai.com. A notice must identify the analysis, explain why the content is unlawful or breaches these Terms, give the sender's name and email address, and confirm that the sender believes the notice is accurate and complete. We review notices and act where justified. We may request further information and keep records needed for audit, dispute handling or legal obligations.

8.9 Reference analyses

Analyses labelled "Outside Chair reference" are published by StewAI as starting material. They are generated with AI tools from material we believe to be public; we check their structure, not their facts or citations. They contain no view on the value or price of any security. They are not verified, not advice and not a recommendation regarding any company or security. They are provided under 8.5 without warranty.

8.10 Plan limits; no Exchange credits

There is no plan-based publication quota. The Free plan currently permits first delivery of up to ten distinct external analyses per account per UTC calendar month. Re-reading an analysis already delivered to the account, an idempotent retry and a released correction to an already delivered analysis do not use another monthly retrieval allowance. Pro and Corporate have no plan-based retrieval quota, subject to fair use, security controls and section 8.11. Any ledger entries, balances or credit counts shown in the product are historical, confer no value, are not money and cannot be bought, sold, transferred or redeemed. We may change Exchange access rules for the future by updating these Terms.

8.11 Limits

Publication remains subject to validation, sharing-rights attestations, moderation and reasonable abuse-prevention and fair-use controls, but there is no fixed daily publication quantity cap. We currently permit at most 20 ratings per account per UTC day. These controls apply to every plan and may change.

9. Acceptable use

You must not:

• use the Service unlawfully or for an unlawful purpose;
• access or try to access another account, workspace or analysis you are not authorised for, including by using an invitation link not meant for you;
• probe, scan, overload or interfere with the Service or its infrastructure, or bypass limits or access controls;
• scrape, crawl or bulk-download the Service or Exchange content;
• reverse engineer the Service except where the law allows it regardless of contract;
• resell, rent or offer the Service to third parties, or use it to build a competing product;
• upload malware or content designed to make an assistant take harmful action;
• publish or retrieve Exchange content containing instructions aimed at assistants;
• misrepresent output of the Service as verified or as coming from us;
• use the Service as a component of a high-risk AI system within the meaning of Annex III of the EU AI Act;
• use the Service for emergency, safety-critical or life-critical purposes.

10. Plans, billing and cancellation

Plans. Current plan features and prices are shown at /pricing. The Free plan currently permits one active, single-seat workspace and does not permit workspace invitations. Pro currently costs USD 10 per month plus applicable taxes, permits up to 20 active workspaces, permits workspace invitations and removes the monthly Analysis Exchange retrieval quota described in section 8.10. Corporate scope, seats, hosting, support and price are agreed separately in writing. Archived workspaces do not count toward the active-workspace limit.

Subscription and payment. Pro is a recurring monthly subscription billed in advance through Stripe. By completing the subscription purchase you authorise StewAI and Stripe to charge the displayed recurring price and applicable tax to your selected payment method at the start of each billing period until cancellation. Stripe, not StewAI, stores your full payment-card details. Invoices and receipts are available through Stripe's customer portal.

Renewal and cancellation. Pro renews automatically each month. You can cancel through the billing page and Stripe customer portal. Cancellation takes effect at the end of the paid billing period; access to paid features continues until then. Except where mandatory law requires otherwise, fees already paid are non-refundable and we do not provide credits for a partial month.

Failed payment and plan changes. If payment fails, we may retry collection and may suspend paid entitlements after a reasonable retry period. When Pro ends, your account returns to Free. Existing workspaces above the Free limit remain readable and exportable, but you cannot create or restore workspaces until you are within the applicable limit or reactivate a paid plan. Pending invitations cannot be accepted and no new invitations can be created while the owner is on Free. Existing members are not removed automatically; the owner remains responsible for the workspace and can remove them. We do not delete workspace content merely because a paid subscription ends.

Price changes. We may change plan features or prices prospectively. We will give at least 30 days' notice before a price increase applies to an existing subscription. You may cancel before the change takes effect.

11. Availability, support and changes

We provide the Service as it is on any given day, without a commitment to uptime, response times or support. We may interrupt the Service for maintenance, security or changes. We may change or remove features at any time.

If we discontinue the Service or your access to a feature in a way that removes your ability to read your record, we will give at least 30 days' notice by email and keep the export available during that time, unless the law, a security risk or a breach of these Terms prevents it.

Support is by email at support@stewai.com, on a best-effort basis.

12. Intellectual property

The Service, including its software, plugins, skills, tool contracts, taxonomies, designs, texts and the Outside Chair name and marks, belongs to StewAI or its licensors. You receive a limited, non-exclusive, non-transferable, revocable right to use the Service and to install our plugins for your own use under these Terms. No other right is granted.

Open-source components in the plugins and the Service remain under their own licences.

If you give us feedback or suggestions, we may use them without restriction or payment.

13. Data protection

Our Privacy Policy explains what personal data we process as controller.

For personal data contained in Content, you are the controller and StewAI is the processor. The following terms apply:

• Subject matter and duration. Hosting and processing of Content for as long as your workspace exists.
• Nature and purpose. Storage, versioning, serving to authorised members and their assistants, export and security.
• Types of data and data subjects. Whatever you put into the workspace. Typically business contact details and names of employees, advisers, customers or partners.
• Instructions. We process Content only on your documented instructions. Your instructions are these Terms and the settings and actions of your members in the product. By creating a workspace you instruct us to: store every version of the record and attribute each version to the member who submitted it, also after that member leaves; serve Content to the AI assistants your members connect, which transmits it to those assistants' providers (Privacy Policy section 6); and delete the workspace within 30 days of your request. If the law requires us to process Content otherwise, we tell you before we do so unless the law forbids it. If we believe an instruction breaches data protection law, we tell you at once.
• Confidentiality. People with access to Content are bound to confidentiality.
• Security. We apply the measures described in the Privacy Policy.
• Sub-processors. The sub-processors and their locations are listed in the Privacy Policy and you authorise them. We tell you at least 30 days before adding one. You may object on reasonable data protection grounds; if we cannot resolve the objection you may terminate. We impose the obligations of this section on each sub-processor by contract and remain responsible to you for its performance.
• Assistance. We help you respond to data subject requests and security incidents concerning Content and, taking into account the nature of the processing and the information available to us, with data protection impact assessments and prior consultations. We tell you of a personal data breach affecting Content without undue delay.
• Deletion. When your workspace is deleted or your account terminated, we delete Content within 30 days, after giving you the chance to export it, unless the law requires us to keep it.
• Information and audit. We provide the information needed to show compliance with this section on request. You or an auditor you mandate may audit our compliance once a year, with 30 days' notice, during business hours and at your cost, first on the basis of documentation and on site only where documentation is insufficient or a supervisory authority requires it. The auditor must be bound to confidentiality and must not be our competitor.

You are responsible for having a legal basis to enter the personal data of others into the Service and for informing those people where required.

14. Warranties and disclaimers

We provide the Service "as is" and "as available". To the extent permitted by law we give no warranty, express or implied, including about merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement or uninterrupted or error-free operation.

In particular we do not warrant that:

• any record, evidence, review, decision or attention item is accurate, complete or sound;
• any Exchange analysis, reference analysis, source or feedback is true, current, lawful or free of third-party rights;
• your AI assistant behaves as you expect;
• our plugins, skills and tool descriptions will cause your assistant to behave in any particular way;
• the Service will be available when you need it.

Statements on our website, in our plugins or in the product about confirmation, immutability, integrity or preflight describe how the Service is designed to work. They are not warranties.

15. Liability

To the extent permitted by law, StewAI is liable only for damage it causes intentionally or through gross negligence.

StewAI is not liable for:

• indirect or consequential damage, lost profit, lost revenue, lost business, lost opportunities, lost or corrupted data, or the cost of substitute services;
• damage caused by your assistant, your members, your content, content published by other users, third-party platforms or sources, or by any decision you make on the basis of the Service;
• damage caused by interruption, loss of data or security events, except where caused by our own intent or gross negligence.

If, despite the first paragraph, StewAI is liable for slight negligence, its total liability for all claims arising from or related to the Service in any 12-month period is limited to the greater of the fees you paid us in those 12 months and CHF 100.

These limits do not apply to our own unlawful intent or gross negligence (Art. 100(1) of the Swiss Code of Obligations), to personal injury, or where mandatory law prohibits a limit. We exclude liability for our auxiliary persons, including hosting and identity providers, entirely (Art. 101(2) of the Swiss Code of Obligations).

16. Indemnity

You will defend and indemnify StewAI, its officers, employees and contractors against all third-party claims, damages, fines and penalties to the extent the law allows them to be indemnified, and reasonable costs, including legal fees, arising from your Content, your Exchange publications and feedback, your use of retrieved analyses, the actions of your assistant and your members, or your breach of these Terms or of the law, except to the extent a claim is caused by our own unlawful intent or gross negligence. We will notify you of such a claim and let you control the defence, provided you keep us informed, do not settle in a way that admits fault or imposes obligations on us without our consent, and let us take over the defence at our own cost where the claim concerns a regulator or our reputation.

17. Suspension and termination

By you. You may stop using the Service at any time. You may archive your workspaces, disconnect Outside Chair in your assistant and ask us to delete your account at privacy@stewai.com.

By us. We may suspend or terminate your access, a workspace or a connection, with or without notice, if you breach these Terms, if your use creates a legal or security risk, if the law requires it, or if the Service is discontinued under section 11. We may also terminate these Terms with 30 days' notice by email.

Effect. On termination your right to use the Service ends. Export your workspaces before then; we will keep the export available for 30 days after termination where we can. We then delete your account and the workspaces you own as described in the Privacy Policy. Published Exchange versions and delivered copies remain as described in section 8.3. Sections 6, 8.2 to 8.6, 8.8, 12 to 16, 18, 19 and 20 survive termination.

When a workspace you own is archived, its members keep read-only access, including export, until it is deleted. When it is deleted they lose access. Tell them.

18. Changes to these Terms

We may change these Terms. We will publish the new version with its effective date and tell you by email or in the Service at least 30 days before a change we consider material takes effect. If you do not agree, stop using the Service before that date. Continued use after the effective date means you accept the new Terms. You may also accept changes in the product. Changes needed to comply with law or to address security may take effect at once.

19. Governing law and jurisdiction

These Terms and any dispute arising from or relating to them or the Service are governed by Swiss substantive law, excluding its conflict-of-law rules and the UN Convention on Contracts for the International Sale of Goods.

Before starting court proceedings, the parties will try to settle the dispute by mediation, under the rules of the Swiss Arbitration Centre or with a mediator they agree on, within 60 days of written notice of the dispute. Either party may seek interim relief at any time.

Exclusive place of jurisdiction is Zurich, Switzerland (ordinary courts of the Canton of Zurich, including the Commercial Court of the Canton of Zurich where it has jurisdiction). Mandatory places of jurisdiction, in particular Art. 35 of the Swiss Civil Procedure Code, remain reserved.

20. General

• Entire agreement. These Terms are the entire agreement about the Service and replace earlier agreements. The Privacy Policy informs you how we process personal data; it is part of this agreement only where section 13 refers to it. Separate written agreements with StewAI prevail where they conflict.
• Assignment. You may not assign these Terms without our written consent. We may assign them to an affiliate or a successor of the Outside Chair business.
• Severability. If a clause is invalid, the rest stays in force. The invalid clause is replaced by a valid one that comes closest to its purpose.
• No waiver. Not enforcing a clause is not a waiver.
• No partnership. Nothing in these Terms creates a partnership, joint venture, agency or employment relationship.
• Set-off. You may set off claims against us only if we have acknowledged them in writing or a court has confirmed them.
• Sanctions and export. You confirm that you are not subject to Swiss, EU, UK or US sanctions and do not use the Service from a sanctioned territory. Our plugins may be subject to export control law; you comply with it.
• Force majeure. Neither party is liable for failure caused by events outside its reasonable control, except for payment obligations.
• No third-party beneficiaries. These Terms give rights only to you and StewAI.
• Notices. Notices to you go to the email address of your account. Notices to us go to legal@stewai.com or to our registered address. A notice by email counts as received when it is delivered.
• Record. You can save and print these Terms at any time.
• Language. These Terms are written in English. Translations are for convenience; the English text governs.

21. Contact

StewAI AG Rainstrasse 82a 8143 Stallikon Switzerland UID CHE-257.898.357

Support: support@stewai.com Privacy requests: privacy@stewai.com Legal and takedown notices: legal@stewai.com